Best Current Credit Card Offers of 2026

The strongest welcome offers live right now, ranked by bonus value from issuer feed data refreshed every few hours.

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1. #1

   American Airlines AAdvantage® MileUp® Card

   Welcome offer: Earn 15,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening.

   Rewards: Earn 15,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening. Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases

   No annual fee

   Apply Now Full review →

2. #2

   

   American Express Platinum Card®

   Welcome offer: You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.

   Rewards: Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.

   $895 annual fee

   Apply Now Full review →

3. #3

   American Express® Business Gold Card

   Welcome offer: As High As 200,000 points. Find Out Your Offer. You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.

   Rewards: Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap. Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx (through 10/01/2026), Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required. Earn 3X Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com or the Amex Travel App™.

   $375 annual fee

   Apply Now Full review →

4. #4

   American Express® Gold Card

   Welcome offer: You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.

   Rewards: Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.

   $325 annual fee

   Apply Now Full review →

5. #5

   AT&T Points Plus® Card from Citi

   Welcome offer: Earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months of account opening.

   Rewards: Earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months of account opening. Earn a $10 per line monthly discount on your AT&T wireless bill and a $10 monthly discount on your eligible AT&T internet bill when enrolled in AutoPay and paperless billing at AT&T. Earn a $20 statement credit on your AT&T Points Plus® Card from Citi each billing cycle after you spend $1,000 or more on purchases. That's up to $240 a year!

   No annual fee

   Apply Now Full review →

6. #6

   Blue Cash Everyday® Card from American Express

   Welcome offer: Apply and find out your welcome offer. As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $2,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.

   Rewards: Apply and find out your welcome offer. As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $2,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout. Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.

   No annual fee

   Apply Now Full review →

7. #7

   Blue Cash Preferred® Card from American Express

   Welcome offer: Apply and find out your welcome offer. As High As $300 cash back* after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $3,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.

   Rewards: Apply and find out your welcome offer. As High As $300 cash back* after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $3,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout. Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don't have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you'll still earn rewards on purchases the way you usually do. Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.

   No annual fee

   Apply Now Full review →

8. #8

   British Airways Visa Signature® Card

   Welcome offer: Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening.

   Rewards: Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening. Earn 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL. Earn 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel.

   $95 annual fee

   Apply Now Full review →

9. #9

   CareCredit Credit Card

   Welcome offer: CareCredit is a health and wellness credit card with flexible financing options so you can pay over time for care you want or need.*

   Rewards: Earn points on eligible purchases if approved for the CareCredit Rewards Mastercard

   No annual fee

   Apply Now Full review →

10. #10

    CareCredit Rewards Mastercard®

    Welcome offer: CareCredit is a health and wellness credit card with flexible financing options so you can pay over time for care you want or need.*

    Rewards: Earn points on eligible purchases if approved for the CareCredit Rewards Mastercard

    No annual fee

    Apply Now Full review →

Offer figures come from issuer feed data refreshed every few hours. Terms apply — verify the current offer on the issuer's site before applying.