Citi Double Cash® Card Review
Issued by Citibank · No annual fee
RewardTalks rating: 4.5/5
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,0
The Citi Double Cash is built around one simple idea: earn cash back in two stages, once when you make a purchase and again when you pay it off. That two-part structure quietly rewards the habit that matters most, paying your balance in full, and it means there are no rotating categories to activate or bonus tiers to track.
For everyday spending it works as a dependable flat-rate card. There is no complex points program to learn and no category calendar to manage, which makes it a common pick for people who want one card to cover the purchases that do not earn a bonus elsewhere.
Where it is a weaker fit: it is not a travel-first card, so if your goal is airline or hotel transfer partners and lounge access, a dedicated rewards card will take you further. Confirm the current cash-back rate, any intro offer, and the fee on the issuer site before applying, since those terms change.
Welcome offer
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Key facts
- Rewards: Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel. Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- Annual fee: $0
- Card type: personal
Terms apply. Verify the current offer on the issuer's site before applying.
RewardTalks may be compensated when you apply through links on this page. See how we make money. Opinions are our own.